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Modern Financial Markets and Institutions provides a comprehensive and authoritative introduction to the workings of modern financial systems, the efficiency of money markets and the role of investment bankers, illustrating how they impact our everyday lives. By drawing on numerous real-world examples, this text is essential reading for students of banking, finance, investment, business studies and economics. It will be invaluable for those looking to entering banking, insurance, fund management and other financial services industries. “The practical perspective is perfect for business students wishing to understand the financial sector and how it works. Arnold again, as with his other books, has done a great job here. This is a book I have been waiting for some time.” Mr Jim Keane – Gloucester Business School University of Gloucestershire, Cheltenham, UK “Excellent analysis and clear explanations.” Ms. Nirmala Lee – Dept Of Accounting/Finance LondonMet (Guild) University, London, UK